Divorce Guide: What You Need to Know Right Now
Thinking about divorce can feel like a giant maze. You’re probably wondering where to start, how much it will cost, and what will happen to the kids. The good news is you don’t have to figure it all out alone. Below you’ll find straight‑forward answers to the most common questions, plus some handy tips you can use today.
How the Divorce Process Works
First, you file a petition with the court. This is just a paper that says you want to end the marriage. From there, the court sets a schedule: a date for a first hearing, a deadline for sharing financial info, and a possible mediation session. Mediation is a low‑key meeting where a neutral third party helps you and your spouse reach agreements on money and kids without a judge stepping in.
If you can’t agree, the judge will decide. That’s why many couples try to settle early – it saves time, money, and stress. Most states require a waiting period of 60 to 90 days before the divorce is final, giving both sides a chance to think things through.
Money Matters: Costs and Division of Assets
Divorce isn’t cheap. Court filing fees range from $100 to $400, and you might need a lawyer who charges anywhere from $150 to $400 an hour. Some people use a limited‑scope attorney to keep costs down – you handle paperwork, the lawyer just reviews it.
When it comes to splitting assets, the court looks at everything you own together: house, cars, bank accounts, retirement plans. Most states aim for a fair, not necessarily equal, split. Keep records of all assets and debts; clear documentation speeds up the process.
Don’t forget about taxes. Selling a house or cashing out a retirement account can trigger tax bills. A quick chat with a tax professional can prevent nasty surprises later.
Kids First: Custody and Support
Children are usually the hardest part of a divorce. Courts base custody decisions on the kids’ best interests, not on who makes more money. Joint legal custody – both parents sharing major decisions – is common, while physical custody can be split or primary with one parent.
Child support is calculated with a formula that considers both parents’ incomes and the kids’ needs. It’s not a negotiation; the court sets the amount. If you and your ex can agree on a schedule, you’ll likely avoid a courtroom battle and keep the kids’ routine stable.
Stay calm during discussions with your ex. Try to keep communication focused on the children’s needs, not past grievances. A co‑parenting app can help track schedules, expenses, and messages.
Divorce is tough, but having a clear roadmap makes it less overwhelming. Start by gathering your paperwork, talk to a lawyer about your options, and keep the kids’ well‑being front and center. You’ve got this, and with the right steps you’ll move forward stronger.
Kieran Lockhart, Aug, 7 2025
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